← ALL COMPARISONS
[ COMPARE ]
Rakuten vs TopCashback
Side-by-side comparison of Rakuten and TopCashback referral programs. Which one earns you more? Here are the facts.
[ HIGHER PAYOUT ]
TopCashback offers up to 100% revenue share (lifetime).
Rakuten
TopCashback
CATEGORY
CASHBACK
CASHBACK
COMMISSION
1-15% cashback on shopping
100% cashback (no commission)
MODEL
revenue-share
revenue-share
MAX REV SHARE
15%
100%
PAYOUT
fiat
fiat
MIN PAYOUT
$5.01
$0.01
FREQUENCY
MONTHLY
ON-EVENT
FIRST PAYOUT
~90d
~30d
COOKIE
LIFETIME
LIFETIME
KYC
NO
NO
GEO BLOCKED
NONE
NONE
RISK
LOW
LOW
RATING
4/5 (2100)
4.3/5 (740)
PROGRAM AGE
26y
21y
Rakuten
PROS
- +$30 welcome bonus
- +3,500+ partner stores
- +Browser extension
- +Stack with credit card rewards
CONS
- −Quarterly payouts (slow)
- −Cashback rates change frequently
- −Must remember to activate
TopCashback
PROS
- +Often higher rates than Rakuten
- +100% of merchant commission to user
- +$10 signup bonus
CONS
- −Slower payouts than competitors
- −UK-focused (smaller US presence)
- −Confusing tier system