# Payout

> Compare 103+ ways to make money online — gig work, creator economy, freelance, crypto referrals. Real commission data, calculators showing typical earnings, no affiliate spam. Updated 2026.

Payout is an independent affiliate-program comparison directory. We rank programs by verified commission data, not by who pays us most. Every program page includes: typical-user earnings range, ceiling, time-to-first-dollar, payout speed, KYC requirements, geo restrictions, pros/cons, and risk assessment.

For full structured data on every program in one document (designed for LLM context-window ingestion), see [llms-full.txt](https://getpayout.shop/llms-full.txt).

## Key pages

- [All programs ranked](https://getpayout.shop/ranked): Sortable list of all 103 programs by typical earnings, ceiling, payout speed, rating
- [Earnings calculators](https://getpayout.shop/calculators): Calculate realistic earnings based on your audience size and platform
- [All comparisons](https://getpayout.shop/compare): Side-by-side program comparisons (X vs Y format)
- [Guides](https://getpayout.shop/guides): In-depth tutorials on specific niches and strategies
- [FAQ](https://getpayout.shop/faq): Common questions about referral programs, taxes, payout methods

## Income goal pages

Pages organized by target dollar amount per period. Each lists programs realistically capable of hitting that income level.

- [Make $100/day](https://getpayout.shop/earn/100-per-day): Verified ways to earn $100 per day
- [Make $500/week](https://getpayout.shop/earn/500-per-week): Verified ways to earn $500 per week
- [Make $1000/month](https://getpayout.shop/earn/1000-per-month): Verified ways to earn $1000 per month
- [Make $3000/month](https://getpayout.shop/earn/3000-per-month): Verified ways to earn $3000 per month
- [Make $5000/month](https://getpayout.shop/earn/5000-per-month): Verified ways to earn $5000 per month
- [Make $10000/month](https://getpayout.shop/earn/10000-per-month): Verified ways to earn $10000 per month
- [Make $100/month](https://getpayout.shop/earn/100-per-month): Verified ways to earn $100 per month
- [Make $500/month](https://getpayout.shop/earn/500-per-month): Verified ways to earn $500 per month

## Curated rankings

- [Apps that pay daily or instantly](https://getpayout.shop/best/apps-that-pay-daily)
- [Truly passive income sources (cashback, lifetime affiliate, DeFi)](https://getpayout.shop/best/passive-income)
- [Side hustles needing zero skills or experience](https://getpayout.shop/best/no-experience-required)
- [Side hustles with highest earnings ceilings ($10K+/mo)](https://getpayout.shop/best/highest-paying)
- [Earn without ID verification](https://getpayout.shop/best/no-kyc)
- [Free side hustles requiring $0 upfront](https://getpayout.shop/best/no-investment)
- [Programs paying in USDT/crypto stablecoins](https://getpayout.shop/best/usdt-payout)
- [Side hustles that work outside the US](https://getpayout.shop/best/international-friendly)
- [Same-day-pay apps and instant cashout](https://getpayout.shop/best/fastest-payout)
- [Lifetime/recurring affiliate commissions](https://getpayout.shop/best/recurring-income)
- [All crypto referral programs ranked](https://getpayout.shop/best/crypto-only)
- [Easiest side hustles for absolute beginners](https://getpayout.shop/best/for-beginners)
- [100% remote, work-from-anywhere options](https://getpayout.shop/best/remote-work)
- [Side hustles for college students](https://getpayout.shop/best/side-income-students)

## Programs by category

### Freelance marketplaces

- [Contra](https://getpayout.shop/programs/contra): 0% commission freelancing. Independent freelance platform. 0% commission. For creative + tech professionals.
- [Upwork](https://getpayout.shop/programs/upwork): $10-150+/hr freelance work. Largest freelance marketplace. Writing, design, dev, marketing. 10% flat commission since 2023.
- [Fiverr](https://getpayout.shop/programs/fiverr): $5-1000+ per gig (you set price). Marketplace for productized services. You set fixed prices. Fiverr takes 20% commission.
- [Toptal](https://getpayout.shop/programs/toptal): $60-200+/hr (top 3% only). Premium freelance network. Top 3% of applicants only. Devs, designers, finance experts. $60-200+/hr.

### Cashback and rewards apps

- [TopCashback](https://getpayout.shop/programs/topcashback): 100% cashback (no commission). Cashback platform giving 100% of merchant commission to user. 4,500+ merchants.
- [Rakuten](https://getpayout.shop/programs/rakuten): 1-15% cashback on shopping. Largest cashback portal. 3,500+ stores. 1-15% cashback. $30 signup bonus. Quarterly payouts.
- [Honey](https://getpayout.shop/programs/honey): Auto-coupons + Honey Gold. PayPal-owned coupon platform. Auto-applies promo codes. Honey Gold = $0.01 each.
- [Ibotta](https://getpayout.shop/programs/ibotta): Cashback on groceries + retail. Mobile cashback for groceries and in-store purchases. Scan receipts. $20 welcome bonus.
- [Fetch Rewards](https://getpayout.shop/programs/fetch): Points for any receipt. Scan ANY receipt to earn points (1000 = $1). No specific store required.

### E-commerce and digital products

- [Stan Store](https://getpayout.shop/programs/stan-store): 0% fee creator store ($29-99/mo). Link-in-bio + checkout for creators. 0% transaction fees. $29-99/mo. Best for TikTok/Instagram creators.
- [Gumroad](https://getpayout.shop/programs/gumroad): Sell digital products (10% fee). Sell digital products (ebooks, courses, software, music). 10% flat platform fee. No monthly cost.
- [Etsy Seller](https://getpayout.shop/programs/etsy): Sell handmade/digital (6.5% fee). Marketplace for handmade, vintage, digital. $0.20 listing + 6.5% transaction + 3% payment fee.
- [Redbubble](https://getpayout.shop/programs/redbubble): Print-on-demand (you set markup). Print-on-demand for artists. Upload designs, Redbubble handles printing/shipping. You set markup.

### Creator economy platforms

- [Patreon](https://getpayout.shop/programs/patreon): 5-12% commission (you keep 88-95%). Membership platform for creators. Tiered subscription support. 5-12% commission depending on plan.
- [Substack](https://getpayout.shop/programs/substack): Keep 90% of paid newsletter revenue. Newsletter platform. Free to start. 10% commission on paid subs. Top creators earn $1M+/year.
- [Twitch Affiliate](https://getpayout.shop/programs/twitch-affiliate): 50% subs + bits + ads. Live streaming monetization. Affiliate (50 followers + 500 minutes/3 streams) → Partner (top 0.5%).
- [YouTube Partner Program](https://getpayout.shop/programs/youtube-partner): $1-30 per 1000 views (varies by niche). Monetize YouTube videos via ads. Need 1,000 subs + 4,000 watch hours. RPM varies by niche.
- [TikTok Creativity Program](https://getpayout.shop/programs/tiktok-creator-fund): $0.20-1 per 1000 views (qualifying). Earn from videos 60+ seconds. Need 10K followers + 100K views in 30 days. RPM ~$0.20-1.
- [Medium Partner Program](https://getpayout.shop/programs/medium-partner): $0.01-100+ per article (read time). Get paid for articles read by Medium members. Earnings based on read time + member engagement.

### Gig work apps (delivery, rideshare, tasks)

- [TaskRabbit](https://getpayout.shop/programs/taskrabbit): $30-100/hr on tasks. On-demand help for moving, assembly, mounting. Set your rate. TaskRabbit takes ~15%.
- [Rover (Pet Sitting)](https://getpayout.shop/programs/rover): $20-50/day pet sitting. Largest pet care marketplace. Set your rates. Walking, boarding, drop-in. Rover takes 15-25%.
- [DoorDash](https://getpayout.shop/programs/doordash): $15-25/hr delivering food. Largest US food delivery. Dashers earn $15-25/hour with tips. Set your own schedule.
- [Uber Driver](https://getpayout.shop/programs/uber-driver): $15-30/hr rideshare driving. Global rideshare. Drivers earn $15-30/hour pre-expenses. Higher in major cities.
- [Lyft Driver](https://getpayout.shop/programs/lyft-driver): $14-28/hr driving for Lyft. Second-largest US rideshare. Drivers earn $14-28/hour. Generally driver-friendlier than Uber.
- [Instacart Shopper](https://getpayout.shop/programs/instacart): $15-22/hr shopping groceries. Grocery shopping and delivery. $15-22/hr including tips. Full-service or in-store roles.
- [Amazon Flex](https://getpayout.shop/programs/amazon-flex): $18-25/hr delivering Amazon. Independent contractor delivery for Amazon. Block-based scheduling. $18-25/hr.

### Centralized crypto exchanges (CEX)

- [Gate.io](https://getpayout.shop/programs/gate-io): Up to 80% (affiliate tier). Long-running CEX with 1,700+ tokens. 40% spot + sub-affiliate structure.
- [PrimeXBT](https://getpayout.shop/programs/primexbt): Up to 70% RevShare or $450 CPA. Multi-asset trading (crypto, forex, indices). CPA or RevShare models. Real-time tracking dashboard.
- [MEXC](https://getpayout.shop/programs/mexc): 50% standard, up to 70%. Deep altcoin listings, light KYC. Highest ceiling at 70%.
- [OKX](https://getpayout.shop/programs/okx): Up to 60% rebate lifetime. Top-3 CEX. 50% ceiling for high-volume affiliates. Lifetime commissions.
- [WhiteBIT](https://getpayout.shop/programs/whitebit): Up to 60% or CPA model. EU-licensed CEX. 40% RevShare or CPA model. Strong in EU and CIS markets. Weekly payouts.
- [Phemex](https://getpayout.shop/programs/phemex): Up to 55% lifetime. Derivatives CEX. 40% ceiling. Clean UI, popular with active traders.
- [HTX (Huobi)](https://getpayout.shop/programs/htx): Up to 50% futures, 20% spot. Rebranded from Huobi. 30% ceiling. Strong in Asian markets.
- [WEEX](https://getpayout.shop/programs/weex): Up to 50% lifetime. Derivatives-focused CEX. Up to 50% lifetime. Daily USDT payouts.
- [BingX](https://getpayout.shop/programs/bingx): Up to 50% futures, 20% spot. Social/copy-trading CEX. 60% ceiling. Good for KOLs.
- [BloFin](https://getpayout.shop/programs/blofin): Up to 50% every 6 hours. Derivatives CEX. Up to 50% paid every 6 hours. No KYC for basic accounts.

### Decentralized exchanges (DEX)

- [dYdX](https://getpayout.shop/programs/dydx): 30-50% of taker fees. Cosmos-based perp DEX. Community-run affiliate program. On-chain tracking.
- [GMX](https://getpayout.shop/programs/gmx): 15% of referred users' fees. Arbitrum/Avalanche perp DEX. 15% fee share on-chain. Traders also get 5% discount.
- [Hyperliquid](https://getpayout.shop/programs/hyperliquid): 10% of fees forever. L1 perpetuals DEX. 10% on-chain referral, paid USDC. Fully non-custodial.
- [Paradex](https://getpayout.shop/programs/paradex): 10% of fees + points boost. StarkNet perp DEX. 10% referral fees + points for potential airdrop.
- [PancakeSwap](https://getpayout.shop/programs/pancakeswap): 3% of referred swap fees. BSC dominant DEX. Simple referral link — 3% of swap fees from referred users.
- [Jupiter](https://getpayout.shop/programs/jupiter): Custom platform fee via Swap API. Solana's dominant swap aggregator. Integrators attach custom fees via API.
- [1inch](https://getpayout.shop/programs/1inch): Custom fee via API integration. DEX aggregator. API integrators set own fee on swaps.

### Web3 infrastructure (B2B)

- [QuickNode](https://getpayout.shop/programs/quicknode): 50% of first month (account credit). RPC/node provider. 15% recurring on dev subscriptions ($49-299+/mo).
- [Moralis](https://getpayout.shop/programs/moralis): 15% recurring lifetime. Web3 API platform. 15% lifetime recurring on dev plans.
- [Alchemy](https://getpayout.shop/programs/alchemy): Developer referral program. Web3 dev infra (RPC, APIs). Referral for dev teams adopting Alchemy platform.

### Trading bots and automation

- [BullX](https://getpayout.shop/programs/bullx): 35-50% of fees lifetime. Multi-chain trading terminal. 30% referral fee share. Web-based with portfolio tracking.
- [Trojan Bot](https://getpayout.shop/programs/trojan): 27.5-47.5% fees, 5-level deep. Top Solana trading bot. 5-level referral system — earn from direct and indirect referrals. ~0.9% per trade fee.
- [3Commas](https://getpayout.shop/programs/3commas-bot): 25% recurring lifetime on subscriptions. Automated trading bot platform. 25% lifetime recurring on $29-99/mo subscriptions.
- [Maestro Bot](https://getpayout.shop/programs/maestro): Up to 25% of trading fees, sticky lifetime. Multi-chain trading bot (ETH, SOL, BSC). Sticky referrals = lifetime commissions. Free + premium ($200/mo) tiers.
- [Axiom](https://getpayout.shop/programs/axiom): 30% L1, 3% L2, 2% L3 (up to 45%). Solana trading terminal. 3-level referral system. Web-based (not Telegram-only).
- [GMGN.ai](https://getpayout.shop/programs/gmgn): 10-30% of referred fees (up to 35%). Token scanner + trading terminal. Referral earns % of fees from referred users' trades. Volume-dependent tiers.
- [Banana Gun](https://getpayout.shop/programs/banana-gun): 10% of referral fees + $BANANA buyback. Popular sniper bot. ~0.5% manual trade, ~1% auto-snipe. Revenue sharing tied to $BANANA token.

### Crypto swap services

- [Changelly](https://getpayout.shop/programs/changelly): Up to 50% RevShare. Instant swap with 50% RevShare. 500+ assets. API + widget for integrators.
- [ChangeHero](https://getpayout.shop/programs/changehero): 40% RevShare in Bitcoin. Instant swap. 40% revenue share paid in BTC. Registration-free swaps for users.
- [Exodus](https://getpayout.shop/programs/exodus): 20% of swap fees in USDC. Desktop/mobile wallet with built-in swap. 20% of swap fees from referred users.
- [SimpleSwap](https://getpayout.shop/programs/simpleswap): 0.4% base, up to 5% with API. Instant swap. 0.4% base referral, up to 5% for API integrators. 1500+ coins.
- [ChangeNOW](https://getpayout.shop/programs/changenow): 0.4% of swap volume. Non-custodial instant swap. 0.4% of every swap volume from referred users. 400+ coins.

### Crypto and trading tools

- [3Commas](https://getpayout.shop/programs/3commas): Up to 40% recurring (affiliate). Trading bot platform. 25% lifetime recurring on subscriptions ($29-99/mo).
- [CoinLedger](https://getpayout.shop/programs/coinledger): 25% recurring per paid user. Crypto tax software. 25% recurring — higher than Koinly. Smaller brand.
- [Glassnode](https://getpayout.shop/programs/glassnode): 20% recurring on Advanced/Pro. On-chain analytics platform. 20% recurring on $39-799/mo plans.
- [CoinTracker](https://getpayout.shop/programs/cointracker): 20% of first year revenue. Crypto tax + portfolio tracker. Coinbase-backed. 20% of first year revenue.
- [Koinly](https://getpayout.shop/programs/koinly): 20% first purchase, 10% recurring. Leading crypto tax software. 20% recurring on paid plans for 12 months.
- [CoinGecko](https://getpayout.shop/programs/coingecko): Premium plan referral bonus. Top crypto data aggregator. Referral bonus for premium subscriptions.
- [DEX Screener](https://getpayout.shop/programs/dexscreener): Enhanced Token Ads referral. Leading DEX analytics. Token promotion referral for projects buying Enhanced Token ads.
- [GoodCrypto](https://getpayout.shop/programs/goodcrypto): Commission on DEX fees + subscription. Portfolio manager + trading terminal. Earn from both DEX swap fees and subscription revenue of referred users.
- [TradingView](https://getpayout.shop/programs/tradingview): Up to $300 per paid subscription. Charting platform used by 60M+ traders. Up to $100 per paid conversion. 365-day cookie.

### Hardware and software wallets

- [Trezor](https://getpayout.shop/programs/trezor): 12-15% of hardware sales. OG hardware wallet. 12-15% on device sales. Slightly higher rate than Ledger.
- [BitBox](https://getpayout.shop/programs/bitbox): 12% per hardware sale. Swiss hardware wallet. 12% per sale. Open-source. Security-focused brand.
- [Ledger](https://getpayout.shop/programs/ledger): 10% of hardware sales. Leading hardware wallet. 10% commission on device sales via affiliate link.
- [Tangem](https://getpayout.shop/programs/tangem): 10% per card wallet sale. Card-form hardware wallet. 10% per sale. Simple UX targets mainstream users.
- [MetaMask](https://getpayout.shop/programs/metamask): MetaMask Institutional referral. Most popular EVM wallet (30M+ MAU). Institutional referral program for enterprise clients.
- [Phantom](https://getpayout.shop/programs/phantom): In-app swap referral fees. Leading Solana/multi-chain wallet. Revenue from in-app swaps via Jupiter integration.

### DeFi protocols and yield

- [Pendle](https://getpayout.shop/programs/pendle): vePENDLE monthly airdrops from partner protocols. Yield tokenization protocol. vePENDLE holders receive monthly airdrops from partner protocols. Fixed income for DeFi.
- [Scroll](https://getpayout.shop/programs/scroll): Points-based, SCRL airdrop. zkEVM L2. Points (Sessions) program for users. Referral boosts points. Potential SCRL airdrop.
- [Ethena](https://getpayout.shop/programs/ethena): Sats/shards referral system. Synthetic dollar protocol (USDe). Points-based referral with potential token conversion.
- [EigenLayer](https://getpayout.shop/programs/eigenlayer): Points program — no direct referral yet. Restaking protocol. Points-based system, no direct affiliate program yet. Potential airdrop.
- [Lido](https://getpayout.shop/programs/lido): Integration partner program. Largest liquid staking protocol ($14B+ TVL). Partner program for integrators.
- [Aave](https://getpayout.shop/programs/aave): V3 referral code — protocol-level. Largest DeFi lending protocol. On-chain referral code in V3. Requires integration.

### Institutional custody (B2B)

- [Fireblocks](https://getpayout.shop/programs/fireblocks): Enterprise referral bounty. Enterprise custody platform. B2B referral bounties for qualified introductions.
- [BitGo](https://getpayout.shop/programs/bitgo): Partner referral program. Institutional custody. Partner referral for qualified B2B introductions.

### Crypto debit cards

- [Nexo](https://getpayout.shop/programs/nexo-card): $25 per referred user + ongoing. Crypto card + earn platform. $25 per qualified signup. Ongoing rev-share for top affiliates.
- [Gnosis Pay](https://getpayout.shop/programs/gnosis-pay): Referral share + on-chain cashback. Self-custody crypto debit card on Gnosis Chain. EEA only.

### Survey panels and microtasks

- [Swagbucks](https://getpayout.shop/programs/swagbucks): $1-5/hr surveys + videos + cashback. Largest US survey/rewards site. 25M+ members. Surveys, videos, cashback. Realistic $1-5/hr.
- [Prolific](https://getpayout.shop/programs/prolific): $8-12/hr academic studies. Highest-paying survey platform. Academic and market research. $8-12/hour avg. UK-based but global.
- [InboxDollars](https://getpayout.shop/programs/inboxdollars): $1-3/hr surveys + offers. Cash-only rewards site. Surveys, videos, games, offers. $5 signup bonus.
- [UserTesting](https://getpayout.shop/programs/usertesting): $10 per 20-min website test. Get paid to test websites/apps. $10 per 20-min test. $30-60/hr but tests scarce.
- [Outlier (AI Training)](https://getpayout.shop/programs/outlier-ai): $15-50/hr training AI models. Train AI models for major tech companies. $15-50/hr depending on expertise. Coding pays most.
- [Amazon MTurk](https://getpayout.shop/programs/mturk): $1-10/hr microtasks. Amazon's microtask platform. Data labeling, transcription, surveys. Variable $1-10/hr.

## Calculators

- [YouTube earnings calculator](https://getpayout.shop/calculators/youtube): RPM-based earnings projection by views, niche, geo
- [DoorDash earnings calculator](https://getpayout.shop/calculators/doordash): Hourly earnings by city, peak hours, vehicle
- [Etsy earnings calculator](https://getpayout.shop/calculators/etsy): Listing-to-sale projections with fee breakdown

## Long-form guides

- [How Much Can You Earn From Crypto Referrals in 2026?](https://getpayout.shop/guides/how-much-earn-crypto-referrals): Real earnings data for crypto referral programs in 2026. Breakdown by platform, audience size, and program type. Based on analysis of 71+ programs.
- [Best Crypto Referral Program for Your Audience Type](https://getpayout.shop/guides/best-crypto-referral-program-by-audience): Which crypto referral program fits your audience? Recommendations for US vs international, beginners vs traders, Telegram vs YouTube vs TikTok creators.
- [Crypto Referral vs Affiliate Programs: What's the Difference?](https://getpayout.shop/guides/crypto-referral-vs-affiliate-programs-explained): Clear explanation of the difference between crypto referral programs and affiliate programs. Commission models, requirements, and which to choose.
- [Best Crypto Referral Programs for US Affiliates in 2026](https://getpayout.shop/guides/us-crypto-referral-programs): Complete list of crypto referral programs available to US-based affiliates. Coinbase, Kraken, Gemini, River, and more. Compliance, payout details, and earning p
- [How to Earn From Crypto Referrals on Telegram in 2026](https://getpayout.shop/guides/telegram-crypto-referral-guide): Complete guide to monetizing a Telegram crypto channel with referral programs. Best programs, earning potential by channel size, and promotion strategies.
- [Best Crypto Trading Bot Referral Programs Compared (2026)](https://getpayout.shop/guides/trading-bot-referral-programs): Compare referral programs from Trojan, Maestro, Banana Gun, GMGN, Axiom, BullX. Commission structures, multi-level systems, and earning potential.
- [Crypto Referral Income Tax Guide: What You Need to Know](https://getpayout.shop/guides/crypto-referral-tax-guide): How crypto referral and affiliate income is taxed. Reporting requirements, deductions, and tax tools for crypto affiliates in the US and internationally.
- [DeFi Points & Airdrop Referral Programs: A Complete Guide](https://getpayout.shop/guides/defi-points-airdrop-referrals): How DeFi points and airdrop referral programs work. EigenLayer, Ethena, Pendle, Scroll, and more. Risks, potential rewards, and strategies for maximizing points

## Editorial position

- We are an aggregator. We earn affiliate commissions when users sign up via our links, but rankings are based on verified commission data, payout reliability, and user reviews — not commission to us.
- Earnings data shown is for typical users (median), not top performers. Ceiling values represent realistic top-10% outcomes.
- All programs are independently verified at the date shown on each program page. Rates can change.
- We do not list payday loans or any program with effective APR above 50%.
- Operator is based in Georgia (country). Programs marked 'US-only' or 'requires US bank' are flagged accordingly.